Cooperative Commerce

Ideas are Free.
Infrastructure Costs Money.

I don't have money. I have ideas. One is to give those ideas away to lots of people with a little money so together we can help everyone.

πŸŽ… $5 Santa Ever After How It Works

"A true act of goodwill always sparks another."

β€” Klaus

πŸ“œ Read the Full Framework
The Model

Cost + 20%. That's it.

Traditional platforms take 30-50% of creator revenue. We take 20%. Creators keep 83.3%. The math isn't complicatedβ€”it's just fair.

83.3%

Creator Revenue

Every dollar you earn, you keep 83 cents. Not 50. Not 70. Eighty-three. β†’ See the math

$5

Entry Point

Everyone should be able to participate. $5 isn't a barrierβ€”it's a commitment. β†’ Why $5?

62

Innovations

Patent-pending systems for dual-currency economics, collective ownership, and transparent governance. β†’ See all 62

∞

Keeps

Every project is a Keepβ€”a castle where creators maintain sovereignty over their work. β†’ Build your Keep

🚨 Live Now β€” Delivering Gifts All Year

The $5 Santa Ever After Initiative

πŸŽ„ ONLY 5 DAYS UNTIL CHRISTMAS πŸŽ„

Some people got paid late. They missed the Black Friday deals. Some people didn't get paid. They're choosing between rent and toys. Some people can't be there. Distance, illness, circumstance.

Together, WE can give the gift of Giving a Gift.

$5 Per Santa
100% To Families
0% Administrative Fee

Watch the system work. If it works for toys, it works for insulin. It works for meals. It works for everything.

πŸŽ… Become a $5 Santa

πŸ“Š View Live Transparency Dashboard
The Economic Framework

A Considered Approach to Sustained Universal Economic Prosperity

Eight breakthrough innovations that solve traditional market failures while maintaining positive cash flow. The theoretical foundation for cooperative commerce, validated through mathematical proof and active implementation.

πŸ’±
Three-Gear Currency Differential
πŸ“Š
Graduated Success-Based Settlement
πŸ—³οΈ
Commitment-Triggered Democratic Funding
πŸ…
Recursive Fractional Ownership

"This is not speculation about what might workβ€”it is active research through implementation."

πŸ“œ Read the Full Whitepaper
Building

Projects in the Ecosystem

Each project proves a different piece of the model. Together, they prove the whole thing.

πŸŽ… $5 Santa Ever After

Collective giving infrastructure. Proving that small contributions at scale can solve big problems.

LIVE

🏝️ HexIsle

Tabletop gaming ecosystem with modular terrain, characters, and expansion islands. Seven islands, infinite stories.

BUILDING

🍽️ Let's Make Dinner

Community meal sharing where home cooks make extra portions. Everyone eats with dignity. Same delivery, no one knows the difference.

COMING

πŸ’Š LifeLine Medications

Same infrastructure, different product. If collective buying power can fund Christmas, it can fund insulin.

COMING

πŸ›‘οΈ Defense Claws

Safety bracelet that becomes a defensive tool. 100% of proceeds fund legal defense for Defense Claws Users. Silent activation, no questions asked, no notifications, just there when someone you love needs it, when you can't be. $6 minimum.

COMING

πŸ’° MSA (Medical Savings)

Community-backed medical savings accounts. Pool resources, share risk, keep each other healthy. Healthcare shouldn't bankrupt anyone.

COMING

πŸ›’ Let's Go Shopping

Bulk buying power for everyday goods. Back to School, Spring Break, Birthday Boxes. Together we stretch every dollar 40% further.

COMING

πŸ₯¦ Let's Get Groceries

Community grocery runs. Co-op pricing for families. Same delivery window, mixed needs, everyone eats.

COMING

🎡 JukeBox License

Fair music royalties for artists. Collective licensing that pays creators what they're worth. Your streams, their livelihood.

COMING

πŸš‚ The Rally Group

The Underground Railroad for the modern age. Discreet safety network at every entry point. When you need safety, we're already there.

COMING

THE BEHEMOTH

Patent portfolio protecting cooperative commerce infrastructure

62 Innovations
5 Patent Bags
9 Years Building
🌳
"A boy reads a book about a magical kingdom held together by trees. Decades later, he builds that kingdom."

Why "Liana Banyan"?

One of my earliest memories is a book about an underwater kingdomβ€”below sea level but open to skyβ€”held together by mangrove roots interlocked so tightly they kept out the ocean.

Liana: A vine that starts in soil and climbs by supporting other plants.

Banyan: From Sanskrit, meaning "merchant." Originally the tree under which traders built their pagoda.

As the banyan tree grows trunks from aerial roots, this platform grows businesses. One tree becomes a forest. One idea becomes an ecosystem.

The word "Banyan" has always meant commerce. Merchants gathering. Trade happening. We're just returning to the original meaning.

Get Involved

Ideas Are Free

I've been building this for 9 years. 47 years if you count the thinking. The infrastructure is ready. The patents are filed. The proof-of-concept is live.

If you have resources and want to see cooperative commerce actually work, let's talk.

founder@lianabanyan.com